The One True Luxury in Life is Time.
Assuming that you have talent, apply yourself, and have reasonable luck, you can build a business, create a monument, do something wonderful.
In this endeavor, you may require money, people, knowledge, natural resources. Assuming you have talent, apply yourself, and have reasonable luck, there is no particular shortage of any of these things in the universe. For all practical purposes, from your point of view these things are unlimited. That is, if you have talent, apply yourself, and have reasonable luck, you can obtain pretty much any amount of these things. So you can build a business, create a monument, do something wonderful.
But, for practical purposes, there is one thing in the Universe which is absolutely limited: Your time.
We don’t know how much you’ve got, but we do know that when you’ve used it up, there is no more. Therefore this is the most precious thing in your Universe. More precious than gold, more precious than fame, more precious than water.
If you’ve got lots of time, you must be rich.
But what if you spend all your time on … stuff? What if you spend all your time moving toward something, but hardly any of your time being here? What if your time is not enjoyed? What if you’re spending time doing stuff you don’t like?
You are spending the most precious thing in your Universe. Is this wise?
Spend wisely: Planning with care, live the life you have. The one true luxury is time.
Knowing this important secret of the universe, go forth and prosper.